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Can You Get A House Loan Without A Job?

General Beata Gratton 8 Sep

Can You Get A House Loan Without A Job?

Yes, absolutely: Many individuals such as retirees, divorced parties, and those with significant investments in the bank receive one every day. In fact, it’s eminently possible to get a mortgage without a job, so long as lenders are able to determine that you can, in fact, repay the loan. In effect, so long as you’re able to provide a prospective home mortgage lender with proof that you’re able to meet your monthly mortgage obligations in regular and timely fashion, you should be able to get a house loan.

 

How To Get A Mortgage Without A Job:

 

  • You Have Other Reliable Income

 

  • You Have Significant Cash Reserves

 

  • Have Someone Co-Sign

 

Types Of Home Loans For Those Who Are Unemployed:

 

Of course, there are also specialized home loan types available for individuals who are unemployed as well. 

  • Asset Depletion Mortgage
  • No Income Verification Mortgage

Do you want more information? Message me or Schedule your call today:- CALENDAR LINK

 

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