Gridiron star tackles the renovation world – Our House Magazine The following is an excerpt from the July issue of Our House Magazine.  Chatting with Sebastian Clovis about home renovations, it’s impossible to miss his enthusiasm. He’s splitting a downtown Toronto single-family home into a duplex. It may not sound like the most stimulating project, […]

Last Minute Credit Check As I’ve said many times, one of the single greatest determining factors in whether you can become qualified for a mortgage and the interest rate at which you do, is your credit history. Many people unfortunately don’t know this, and can be completely blind-sided when it comes time to qualifying. However, […]

Reverse Mortgage – Common Uses Here is the final blog in the REVERSE MORTGAGE series. If you missed the first two, you read them here and here: Eliminate mortgage payment – Retired, or wanting to retire, but still have a mortgage and mortgage payment to make? Use a reverse mortgage to pay off the traditional […]

Why We Chose a Mortgage Broker – Our House Magazine The Dolejsi family needed more than just the purchase price of their new home. Their DLC broker made it easier for them to ask the “dumb questions.” Lindsay Dolejsi and her family are finally getting settled into their forever home. The three-bedroom, 2,000 square foot […]

4 Signs You’re Ready For Homeownership While most people know the main things they need to buy a home, such as stable employment and enough money for a down payment, there are a few other factors that may help you realize you’re ready, perhaps even earlier than you thought! As a mortgage broker, it is […]

When double dipping is okay Perhaps you remember the Seinfeld episode where George Costanza catches someone double dipping in the salsa. While this is considered unsanitary and bad manners, some forms of double dipping are okay. Sometimes two levels of government want you to do something, so they offer you an incentive. The idea is […]

How to Navigate The Mortgage Rate Wars You may have heard that rates are changing, and that is true. They don’t call it war for nothing and you need an expert by your side! Think of mortgage brokers as your loyal soldiers. What we are seeing is exactly what we anticipated when prime rate goes […]

Mortgage Moment: When Life Gives You Lemons… We all do it. Even I fall guilty to it at times. It’s really a part of Human Nature…and really what fun is life without it? What exactly are we talking about? Dreaming. We make grand plans and lay them out with the utmost care. We write them […]

Bullying Ends Here – Update for May Hello Friends, What a year it has been so far. I feel as though I am always having something new to share with you. This will be a brief overview of some of the final achievements for this past school year and our expectations for this coming one. […]

A few reasons why you should consider a Variable Rate Mortgage Five-year fixed mortgage rates continued their upward march last week as the five-year Government of Canada (GoC) bond yield they are priced on hit its highest level in seven years. Meanwhile, five-year variable-rate discounts deepened, further widening the gap between five-year fixed and variable […]