Are you looking for a mortgage as if it were a commodity? I’ve heard brokers say more than once that mortgages are a commodity, by definition a commodity is a basic good used in commerce that is interchangeable with other commodities of the same type. That doesn’t sound like mortgages to me. While the core […]

Mortgage-Geek History The average person if stopped on the street and asked; Are today’s low interest rates driving up house prices? Would likely say ‘yes’. They would be wrong. And we can let their lack of understanding pass, after all we can agree that math mostly sucks. However to ask a Realtor, banker, or your […]

How to Interview a Mortgage Professional This is the second part of a series over the next few weeks of things the average mortgage professional wished people knew so that they would not be held back by inadvertent missteps. There is so much information about everything these days and quite frankly it is overwhelming to […]

A fresh start-Our House Magazine Spring 2017 The following is from the Spring issue of Dominion Lending Centres’ Our House Magazine. Cara Brookins built a new home for her family from the ground up A house is often considered more than just a place to live. It’s a place of memories, stability and safety. No […]

Industry initials explained Many of us will remember the television show, Mork and Mindy. Imagine that you have just moved to Canada and you overhear a conversation, “ I was watching NBC and they said that the FBI arrested a criminal at IGA.” You probably wouldn’t understand what they said because we all use acronyms. […]

Go long or short with your rate With all the news about interest rates rising do you go long or short with your rate when you set up your mortgage? After discussing your current life situation and answering some key questions with your Dominion Lending Centres mortgage broker you can make some decisions and set […]

Things Mortgage Professionals Wished Young Adults Knew So we are going to do a series over the next few weeks of things the average mortgage professional wished people knew so that they would not be held back by inadvertent missteps. This week we will look at young adults just starting out. Let’s outline five things […]

How does the growth of our aging population affect Canadians? According to the latest Statistics Canada’s 2016 census data released last month, Canadian seniors now outnumber children for the first time, with 5.9 million Canadian seniors compared to 5.8 million Canadians 14 years of age or younger. The number of Canadian seniors is expected to […]

“Mr. Mortgage Broker, please give me the best rate!” In the past, it was easy to give our clients the best mortgage rate available. Unfortunately, new government regulations have created a fragmentation of interest rates that make “giving you our best rate,” more complex. It’s important to distinguish between what is “insurable” and “uninsurable.” An […]

Bullying Ends Here Update for June 2017 Well, what a year it has been. Of course I refer to ‘year’ being the school year. With June now upon us, schools are winding down, just as Bullying Ends Here is about to take a few months to catch our breath and plan for an amazing 2017/18. […]